Health Care Crisis in America

We have all heard about the health care crisis in America. Insurance costs are rising on an average of 20% to 40% each year. Employee health insurance benefits are rising more rapidly than wages or general inflation. Due to this escalating health benefit costs many companies in America are cutting back on health care benefits. Many companies are hiring part time employees to replace full time employees so they will not have to provide their employee's with health care benefits.

The Health Insurance Industry Trend
The insurance industries trend is to raise monthly premiums, implement tougher underwriting requirements, and due to costs, force employees into higher deductibles. The new Government healthcare law has caused many Insurance Companies to withdraw from the health insurance market altogether. Fewer insurance companies are offering health insurance which limits your options of benefits!

The Problem
Health care has improved beyond what our forefathers could have ever imagined. With greatly improved technology, our longevity and quality of life, is at an all time high. This new technology has caused healthcare costs and employer health insurance premiums to increase dramatically. The cost of employee health benefits has grown out of the reach of most employers and employees.

The Solution
Single Employer Self Funded programs. Self Funded programs enable you to customize your company’s employee benefit plan to meet your financial needs and provide your employees with quality affordable health care. When self funding you control your employee benefit costs.