Accidental Death & Dismemberment
Benefit amount of death as the result of an accident is $30,000 for the primary member and all legal dependents.

Accident Disability Insurance
If as the result of an accident you are disabled, the primary member is eligible for up to $250.00 per week for up to 52 weeks. A 14 day waiting period applies

Retail Pharmacy
The neighborhood pharmacy program assures members the lowest price on prescription drugs, saving 10% to 60% on most prescriptions.

Legal Assistance
The USA Program is the only legal network in America whose attorneys cap their hourly rate at $75.00. and offer 9 FREE services.

Identity Theft Protection
Identity Theft Protection is on hand 24 hours a day to help protect the members’ good name by providing comprehensive, personalized prevention and recovery services.

Financial Wellness
Financial Wellness offers access to Certified Credit Counselors who can offer advice on a variety of financial issues.

Real Estate Benefits Program
The Members Only Real Estate (“M.O.R.E.”) Benefits Program has been designed by Century 21 Mike Bowman, Inc., to help registered members save money, whether selling or purchasing a home.

Quicken Home Loans
Members receive $500 off first mortgage closing costs and a low interest rate plus many more benefits.

Home Alarm Systems
Members will receive a free home assessment and exclusively discounted pricing on a new home security system.

Shopping Service
The Shopping Service is an internet and telephone shopping service that can save up to 50% on over 300,000 brand name items from the convenience of home.

Flowers For All Occasions
Members can order online or call toll-free to receive a discount of 15% off their purchases.

Travel Reservations
Assistance finding roundtrip airfare, cruises, hotel accommodations, airport/hotel transfers and more...at the best possible rates.


Hotel Savings
From a weekend getaway to an extended European vacation, the hotel savings program will save members up to 50% at hotels such as Holiday Inn, Hyatt and Wyndham.


Movie Tickets
Members will save up to 40% on movie tickets from major movie chains throughout the U.S.


Theme Parks
All participating amusement and theme parks will discount admission 10% to 20%.

DHL Express
Members can get up to 30% savings on DHL Express package shipping.

Physician Network
Guaranteed savings 10% to 30% on services performed in a network provider’s office! It provides vital cost savings for individuals and families, whether fully insured, underinsured or uninsured. This is not insurance, there are NO limits on how often you can use it.

Hospital Network
Savings 10% to 30% and more! Our hospital network is available at thousands of the finest facilities in the nation.

Alternative Medicine
Our national network of over 16,000 practitioners provides care to millions of members all across the country. Members can expect to save 10 to 30% on all treatments and services.

Counseling
Members receive free unlimited telephone counseling services 24 hours a day, 7 days a week plus additional benefits and savings.

Aetna Dental Access ^®
Save 15% to 50% * on everything from general dentistry and cleanings to root canals, crowns and orthodontia at over 66,000 ** dentists nationwide

 *Anticipated national average dental charges. Actual cost and savings vary by provider and geographical area. ** According to the Aetna Enterprise Provider Database asa of March 1, 2006.

Vision Plan
Save 10% to 60% off eyeglasses, contact lenses, (excluding disposables) and other retail eyewear items through a network of over 12,000 eye care professionals nationwide.

Phone-A-Doc
Phone-A-Doc is a network of licensed primary care physicians who diagnose individual medical problems via the telephone and recommend treatment and prescribe medications when appropriate over the phone. Service is available 24 hours a day 35 days a year.

24-Hour Nurse Hotline
Members have unlimited access to registered nurses via toll-free number 24 hours a day, 365 days a year.

Hearing Care
Enjoy access to a variety of hearing programs providing hearing aid discounts of 15% in retail locations nationwide and discounts of 40% to 60% off National Average Retail Pricing through the mail order program.

Medical Records & Retrieval
Gives fast, secure access to your vital medical records whether you are across town or across the world

Long Term Care Discounts
Our Long-Term/Elder care program is designed to provide assistance and support to members dealing with the aging of their parents and family members.

Medical Supplies
Through Medical Supplies Service, members may receive a discount of $5. off a purchase of $100. on Walkers, Power Mobility Scooters, Hospital Beds, Blood Pressure Devices, and much more….

Diabetic Supply Discount
Members receive diabetic supplies at reduced prices with no charge for shipping.

Medical Travel Assist
Members have access to a global network of practicing physicians, travel assistance personnel and emergency evacuation benefits when traveling 100 miles from home.

VIP Health & Wellness
VIP Health and Wellness is your one-stop shop for thousands of top brand vitamins, supplements, low-carb and personal care products.

Purrfect Pet
Save on everything for that special family member (your pet).